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Savings, CDs & Money Market
When It’s Business As Usual, We’ve Got Your Back.
When you’re busy managing and building your business day in and day out – it can be difficult to foresee the needs and goals of your financial future. With the help of our friendly and experienced staff, you can choose the best option for saving, growing and managing your day-to-day cash flow. We offer competitive rates, 24-hour liquidity and the opportunity to earn additional interest with our business CDs, for a banking experience that goes beyond meeting your needs, to exceed your expectations.
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COMMERCIAL SAVINGS AT A GLANCE
| Star Business Savings | Investar Plus Business MMDA | Certificates of Deposit1 | |
|---|---|---|---|
| Interest Bearing | ★ | ★ | |
| Minimum to Open | $200 | $2,500 | $500 |
| Service Charge(s) | $15 Quarterly | $15 Monthly | Early Withdrawal Penalty |
| Minimum Balance to Earn Interest | N/A | None | $0.01 |
| Minimum Daily Balance to Avoid Service Charges | $200 | $2,500 | None |
| Free Online Banking, Mobile App, eStatements | ★ | ★ | ★ |
* CDs are offered in multiple terms. Bump CDs are available with a $5,000 minimum. Interest is paid monthly. Penalty for early withdrawal.
COMMERCIAL SAVINGS ACCOUNTS
- Minimum to open $200
- Any balance of at least $0.01 earns interest
- Maintain a minimum daily balance of only $200 to avoid the quarterly cycle service charge of $15
- Minimum to open $2,500
- Minimum daily balance of $0.01 to earn interest^
- Maintain a minimum daily balance of only $2,500 to avoid the statement cycle service charge of $15
^Tiered interest rate based on account balance
Investar Bank offers competitive rates on various certificates of deposit.
- $500 minimum to open
- Interest paid monthly
- Penalty for early withdrawal
- Bump CDs available with $5,000 minimum opening balance
CDs are offered in terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months.
TO ENROLL, CONTACT A BANKER TODAY
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Contact your Investar Bank commercial loan officer or call our Customer Support line at 866.604.2006 today!