Treasury Management

Our online platform allows you to process payroll for your employees, or bill your customers for services rendered. This solution can reduce check fraud and help you collect receivables faster.

Let your checking funds work for you. LineLink uses excess cash not being used in your operating account to pay down a line of credit, and uses available line funds to cover items clearing in your operating account. Prevent overdrafts on your operating account once and for all. With LineLink, you can rid dormant balances in your business accounts while making loan advances and pay downs simple - and quick!

Provided by BASYS, Merchant Services allows small, mid and large-size business owners with the technology to accept credit card payments, streamline their business and increase cash flow. For any business that collects payments electronically, this solution allows quick access to funds paid by customers and electronic invoicing of customers.

With online banking, you can quickly and easily access balance and transaction information for all accounts, submit bill payments and view cleared checks from your computer or your smart device. This solution offers a dedicated secure browser, the option to give multiple users access to accounts and the ability to verify deposits online.

A fraud prevention tool for businesses that have a high volume of check writing or ACH items and/or issue high dollar checks or ACH items. We verify the information presented to clear against an electronic file submitted by you. If the presented check or ACH information does not match our file, an online banking report will be generated for your review and decision. For your incoming ACH transactions, our system will allow you to manage your ACH rules to prevent future exceptions. We also offer ACH block services which will block all ACH items coming through on your account.

Take control over employee spending with this on-the-go business solution provided by BizNOW which offers cash flow management with a prepaid Mastercard and mobile app. Click to learn more.

Enjoy the ease of processing your own deposits right from your desk, saving you time and money! This service offers unlimited check deposits until 5pm Central Time.

Investar Bank’s Star Remote Deposit is a hybrid, “patent pending” web-based ARC Check 21 solution that processes and deposits all types of paper items into electronic transactions or substitute checks, better known as IRD, all through a single point of entry system.

With Star Remote Deposit you can continue to accept your customer’s paper check payments, either at your business location or via the U.S. mail. Electronically process and deposit checks without having to go to the bank. Scan, process and deposit all types of paper items at your business location using a check scanner. Captured images and data are then transmitted for clearing and electronically deposited into your bank account.

It’s simple. Everything is done in your business environment ­– no bank visits, deposit slips or manual data entry. All you need is internet access, one of our desktop scanners, and a personal computer. Run the checks through a scanner and watch each paper check convert into an electronic image, and eventually into an electronic deposit.

Here's how Star Remote Deposit works:

1. The merchant receives a check for payment of goods and services. Using Star Remote Deposit and a desktop check scanner, you can now begin to scan checks.
2. Transactions and images that were scanned are submitted via Investar Bank’s secure web-based system.
3. Investar Bank receives the transactions and images and sends Image Cash Letters (ICL) to the Federal Reserve.
4. The Federal Reserve makes deposits to Investar Bank’s FED Deposit Account.
5. Investar Bank reconciles FED deposits through its core processor and distributes deposits to your account.

This deposit solution is perfect for businesses with high volume cash deposits. You will be provided with a Loomis SafePoint® Vault that acts as a "reverse" ATM. Deposits are made into the vault at your place of business. The vault secures cash, rejects counterfeits, counts deposits and facilitates daily credit.

To pick up your deposits and provide currency orders, your business will be provided with an armored car service by Loomis. This ensures safety for you and your business by eliminating the need for your employees to bring large amounts of cash to one of our branches. Change/currency orders are placed through a secure website with Loomis.

Securely and quickly send wires from your account to another financial institution with the click of a button. This service is the perfect solution for customers who process frequent in-branch wires. For instructions about wire transfers, click here.

ZBAs can help you rid your business accounts of dormant balances by automatically transferring funds nightly into another account, minimizing risk and preventing fraud for businesses with multiple locations.